top of page
grey and green minimal s alphanumeric icon lo - Made with PosterMyWall (3).png

Privacy Policy

Privacy Policy

1. Introduction
China For Cash (Pty) Ltd (“China For Cash”) is a registered financial services and national credit provider, specializing in microfinance solutions for personal clients. We are committed to conducting our business responsibly, in line with South African legislation, including the Protection of Personal Information Act (POPIA) and the Constitution.

​

2. Purpose of This Policy
This Privacy Policy outlines how we collect, use, store, and protect personal information of both clients and employees. It applies to everyone within China For Cash and ensures our compliance with POPIA.

Our goals are to:

  • Process personal information lawfully and transparently

  • Protect your data and uphold your privacy

  • Promote best practices in how we handle your personal information

  • Ensure accountability and reduce risk of non-compliance

  • ​

3. What Is Personal Information?
Personal information includes any data that can identify you—such as your name, ID number, contact details, financial or employment information, and more. It may also include opinions, preferences, and correspondence related to you.

​

4. What We Collect


We may collect and process:

  • Identification details (e.g. ID number, name, contact info)

  • Employment and income info (e.g. payslips, employer details)

  • Credit records and bank statements

  • Company and tax registration info

  • Employee data (e.g. salaries, benefits, disciplinary records)

  • Any other information needed to deliver services or comply with regulations

​

5. Lawful Processing of Your Information


We follow the eight principles of POPIA, including:

  • Accountability: We take responsibility for protecting your personal information

  • Processing Limitation: We only process what’s necessary, lawfully and fairly

  • Purpose Specification: We only collect info for valid, stated reasons like affordability assessments, risk evaluation, service delivery, and legal compliance

  • Data Quality: We ensure information is accurate, complete, and up-to-date

  • Security Safeguards: We implement robust security measures to prevent data loss, unauthorised access, or breaches

  • Openness: We’re transparent about what we collect and why

  • Retention and Destruction: We retain information only for as long as necessary, securely destroying or de-identifying data once it’s no longer needed

  • Data Subject Participation: You have the right to access, correct, or delete your personal information

​

6. How We Collect Information


We collect your personal information through:

  • Phone calls

  • Online forms and website submissions

  • Credit bureaus

  • Brokers and agents

  • Applications and supplier forms

  • Emails and voluntary disclosures

​

7. Sharing Your Information
In some cases, we may share your personal information with third-party service providers or partners who help us deliver our services. We ensure all parties adhere to POPIA and protect your data.

​

8. Contact Us


For questions, updates, or requests regarding your personal information, contact:

’ or customers’ privacy, and an explanation about the different mechanisms the website is implementing in order to protect privacy. 

​

Different jurisdictions have different legal obligations of what must be included in a Privacy Policy. You are responsible to make sure you are following the relevant legislation to your activities and location.

bottom of page